Dhrive

Last update: May 18, 2026

Terms of Use

These Terms govern the use of the Dhrive platform, operated by Cyos Technologies LTDA (CNPJ 52.933.533/0001-20). By accessing or using the platform, you confirm that you have read, understood, and accepted these Terms. If you do not agree, do not use the platform.

1. Service description

Dhrive is a financial intelligence platform that integrates data from Open Finance, ERPs, invoices, and other sources to deliver analysis, projections, and alerts in a copilot format. Dhrive CFO is the first service of the platform and is currently in early access.

2. Early access

During the early access period, the platform may present features under development, temporary outages, or changes without prior notice. There is no guarantee of continuous availability nor of fitness for specific purposes. Analyses and projections are informational and do not replace professional accounting, legal, or investment advice.

3. Account and user responsibilities

To use the platform, you must provide truthful and up-to-date information. You are responsible for the confidentiality of your access credentials and for all activities performed under your account. Notify support immediately in case of unauthorized use.

4. Prohibited conduct

You agree not to:

  • Use the platform for unlawful purposes or in violation of these Terms
  • Attempt to access restricted areas or other users' data
  • Reverse engineer, decompile, or attempt to extract the source code
  • Overload the infrastructure through automation, scraping, or unauthorized excessive requests
  • Reproduce, distribute, or create derivative works without express authorization

5. Intellectual property

All platform content (code, design, brand, texts, graphics, reports, dashboards) is owned by Dhrive or its licensors and protected by applicable intellectual property laws. The license granted to the user is limited, non-exclusive, non-transferable, and revocable.

6. Limitation of liability

Dhrive delivers analyses and projections based on data provided by the user and by Open Finance and other integrations. Financial decisions remain with the user. Dhrive is not liable for:

  • Financial decisions made by the user based on the data or analyses of the platform
  • Unavailability or failures of third-party services (Open Finance, ERPs, invoices, and others)
  • Indirect damages, lost profits, or loss of opportunity

This limitation applies to the maximum extent permitted by applicable Brazilian law and does not waive consumer rights set forth in the Consumer Protection Code, where applicable.

7. Privacy and personal data

The processing of personal data is governed by the Privacy Policy and the Cookies Policy, which are part of these Terms.

8. Termination

We may suspend or terminate the access of any user who violates these Terms, without prejudice to other applicable measures. The user may close the account at any time, and data will be handled according to the Privacy Policy.

9. Changes to the Terms

These Terms may be updated. Material changes will be communicated with reasonable advance notice. Continued use of the platform after the update implies agreement with the new version.

10. Governing law and jurisdiction

These Terms are governed by the laws of the Federative Republic of Brazil. The forum of the user's domicile is elected to resolve any disputes arising from these Terms.

11. Contact

Questions about these Terms may be sent to dpo@dhrive.com.br.